http://www.inquiriesjournal.com/keyword/banking Inquiries Journal provides undergraduate and graduate students around the world a platform for the wide dissemination of academic work over a range of core disciplines. en-us Wed, 24 Jun 2026 00:52:10 -0400 Wed, 24 Jun 2026 00:52:10 -0400 http://www.inquiriesjournal.com/articles/1526/the-effect-of-dodd-frank-on-the-profitability-of-community-banks-an-econometric-model By Alexandra R. Larch - This study examines the effects of the Dodd-Frank Act on community banks in the Northeastern region of the United States. Using annual financial data from years 2010 to 2014 gathered on 82 banks, a regression equation is estimated using the Generalized Method of Moments (GMM) technique described by Arellano and Bover (1995). The dependent variables are return on equity, return on assets, and net interest margin. The independent variables can be placed into the three categories: regulation determinants, profitability variables, and macroeconomic indicators. The results indicate regulations have... Fri, 03 Feb 2017 10:29 EST http://www.inquiriesjournal.com/articles/1526/the-effect-of-dodd-frank-on-the-profitability-of-community-banks-an-econometric-model http://www.inquiriesjournal.com/articles/1406/executive-compensation-at-credit-unions By Daniel Koslovsky - This study is the first to examine credit union executive pay using compensation information from IRS Form 990. Using OLS, logistic, and tobit regression analysis to identify the determinants of base and bonus compensation of chief executive officers (CEOs), this paper finds evidence of misaligned incentives between CEOs and the institutions' member-owners{ although caution is needed when trying to reach firm conclusions because of the limits of the study. Higher fees and lower dividend payments are costly to the credit union members, and yet are correlated with higher compensation for executives... Tue, 03 May 2016 12:00 EDT http://www.inquiriesjournal.com/articles/1406/executive-compensation-at-credit-unions http://www.inquiriesjournal.com/articles/1086/the-interests-of-minority-and-majority-shareholders-in-the-eu By Angelika Gorak - The recent economic crisis roved to be immensely threatening to the economic equilibrium within the European Union (EU). Beginning in the United States, it then proved its "domino effect" by covering the EU, resulting in so-called 'financial stress' in all the Member States.1 In this context, some possible explanations for the crisis are worth mentioning: unsustainable macroeconomic inequalities , a lack of adequate policies preventing adventurous risk-t aking on the global scale,2 a complete failure in the system of global financial governance and its regulatory framework.3 Many of these explanations... Wed, 01 Jan 2014 07:58 EST http://www.inquiriesjournal.com/articles/1086/the-interests-of-minority-and-majority-shareholders-in-the-eu http://www.inquiriesjournal.com/articles/1209/effects-of-islamic-banking-on-financial-market-outcomes-in-gcc-countries-and-iran By Robert Morrissey - Islamic banking and finance have become increasingly widespread over the past two decades, particularly in Muslim-majority countries in the Middle East, North Africa, and Southeast Asia. This paper uses country-level data to examine how growing Islamic banking sectors have affected financial market outcomes in six countries. The analysis is split into two parts, first testing the hypothesis that countries with large Islamic banking sectors were less affected by the 2008 financial crisis than countries with strictly conventional banking systems, and second testing the hypothesis that emerging Islamic... Thu, 01 Nov 2012 06:41 EDT http://www.inquiriesjournal.com/articles/1209/effects-of-islamic-banking-on-financial-market-outcomes-in-gcc-countries-and-iran http://www.inquiriesjournal.com/articles/171/re-envisioning-paulo-freires-banking-concept-of-education By Gabrielle Micheletti - But, according to Freire, a “liberating” educational practice (his problem-posing method) negates the unconsciousness of those in classroom roles, and no false intellectual stimulation can exist within that practice. On the contrary, in any case, the student is responsible for understanding the material one way or another depending on what style the teacher adapts, even if the content is un-relatable to the students’ lives. If a teacher has a certain premeditated lesson, then there can be no true independence on behalf of the student, because both the banking and problem-posing... Tue, 16 Feb 2010 09:45 EST http://www.inquiriesjournal.com/articles/171/re-envisioning-paulo-freires-banking-concept-of-education http://www.inquiriesjournal.com/articles/1301/financial-crisis-and-regulatory-challenges By Michel Prada - A number of reports have established a diagnosis of the financial crisis. The first was produced by the Financial Stability Forum, in April 2008 and was the basis for the preparation of the first G 20 meetings in 2008. The International Monetary Fund (IMF) and the G 30 produced updated analysis in 2008 and 2009. More recently, the Larosière Group, although mainly focused on E.U. issues, also addressed global concerns , as well as the Adair Turner report which presented the new regulatory strategy of the UK Financial Services Authority (FSA). The main features of this unprecedented financial... Wed, 15 Apr 2009 12:00 EDT http://www.inquiriesjournal.com/articles/1301/financial-crisis-and-regulatory-challenges